Our Mission
Best Debt Collection Agencies researches, ranks, and reviews third-party collection agencies so businesses can compare options in one place. The site scores firms on concrete criteria such as complaint and compliance signals, pricing and fee structure transparency, recovery approach (letters, calls, litigation support), industry coverage (medical, B2B, consumer), geographic reach, and client support. Reviews spell out what each agency does well and where it can fall short, since a low-fee model may mean lighter account handling while a more hands-on approach can cost more. Rankings are updated quarterly to reflect new data, policy changes, ownership shifts, and user feedback. Methodology explains how sources are gathered and how scoring is weighted so readers can judge the trade-offs. Each profile highlights practical decision details like minimum account volume, placement process, reporting cadence, and typical timelines. The goal is faster shortlisting and fewer surprises after placement, especially around compliance risk and communication style. Readers can view the current rankings and compare agencies side by side before contacting any provider.
Unbiased
We maintain strict editorial independence. No provider can pay to influence their ranking.
Tested
Every provider is mystery shopped to verify their customer service claims.
Verified
We check licenses, insurance, and legal standing so you don't have to.
The Ranking Factors
Verified Reviews
Credentials Check
Mystery Shopping
Pricing Transparency
Eligibility Criteria
Local Reach
National or international services
Experience
A minimum of five years in debt collection
Impact
Successfully recovered a minimum of $1 million in the previous year